spring break roll over

[Krawler68]

If he can't make it I already have his spot reserved for troy... sorry Scott.

Doug

[redcagepatrol]

Well then, I will be taking DavidO's spot...

[Krawler68]

Oh ye of little faith...

No you right...you'll be taking David's spot.


Doug

[davido]

1st off, glad to hear that you're ok.

2nd, Scott, you're a fag.1

3rd, when I rolled my (unmodified S10), they gave me "market value" which is loosely based on KBB and your local market. I had State Farm. The check was phat.... then they cancelled me. I took that money and my "buy a motorcycle" summer fun and bought the 4Runner. The rest, as they say, is history.




Finally, This is what I would do if it were me. Call today and claim it. That's why you have insurance, don't be affraid to use it. It's WAY too much of a hit to just absorb. Unlike some of the others, I would do the same thing that I though Chris Scotti should have done several years back. I would take the money, then buy the truck back. I think Scott & Ash's track records prove that to be a productive route. I however WOULD NOT fix it. I would not waste my time or money replacing the cab. The reason why is because it's already passed the hardest part of owning a "pretty" trail rig... taking the first hit. Now that it's past, just keep on using it as a trail rig. After looking at all of the body damage that was done over Spring Break, this truck is in a perfect position to make a bad ass trail rig with. It's going to come on the cheap from the insurance company because there's hardly anything on it that is of any value to an auto recycler. I WOULD cut the top off. A topless rig is WAY cooler than one with a top. The cage would be more than enough to make up for the strength lost by cutting the cage off. Take your door skins and make some half doors, and you're on your way.

Although I'm building my rig so that it hopefully will not take much body damage, I'm not going to go replacing panels if I dent them. That's part of it. I'm probably going to be pretty pissed the first time I really nail something, but after a couple of times, I won't care any more... and that will make it that much more fun. To have a well built rig that you can just go out and wheel, and not worry about what happens to the sheetmetal, that's sweet. Chris had an obnoxious amount of coverage on his when it was rolled. That's why his wasn't totalled. But the money that he got was still enough to pay off the truck, do a DIY hack and cage & SA conversion, and still have enough left to make a down payment. At this point, his daily driver is a HEAVILY modified, VERY high 4Runner. It's not terribly economical, comfortable, or reliable. It may never be again. That's not a good thing for a daily driver. Even if I didn't have the money to put down and make payments on a sweet tow rig, I would cash out of the Ranger and graduate it to fun rig status. I would take the leftover cash and buy a "bridge vehicle". Something that would get me from A to B to C for a while until it became feasible and important enough to get something else. Again, I would NOT reinvest a lot of money into the beautification of a vehicle that I use to thrash around on the trails with. It's a lot more fun when you know that you don't have to depend on that rig to get you to school or work on Monday.

That's my $.02. Good luck with it.

~dso

[Cajun]

DavidO will be taking DavidO's spot, period. I'll be waving big middle fingers at all of you fawkers from the passenger seat.

[Krawler68]

Originally posted by Cajun
DavidO will be taking DavidO's spot, period. I'll be waving big middle fingers at all of you fawkers from the passenger seat.

Good thing David is building that thing with one ton axles... you fawkers are putting a lot of load (Read: ass) in there for its test run... save a few flipoffs for me big man ...


Doug

[bburris]

so there's another DavidO around now?

[BigRedFord04]

I do agree that it would be best for you to try to claim it, let them total it out, get your estimates or whatever, then get on your own insurance and it wont affect your dad, but just FYI adam, Kelly Blue Book on your truck right now is $11,750 ( www.kbb.com ). if the insurance would only give you that much tell 'em to go f*ck themselves b.c. as far as i'm aware you still owe $12-13K? I just think it would suck to still be paying on that thing after this. I also agree about not fixing it. just one step closer to looking like that black ranger in the pics . Straighten the pillars w/ a BIG FUKKING HAMMER, take the doors completely off...all four of 'em...and plexy glass the two windows. i think foley got a good deal on some plexy @ home depot up by his house, might talk to him to see how much it was. Then add a cage, internal...external...nocturnal...who cares, just put one in...and paint it grey to mock scott primer's cheap anyway.

[Krawler68]

This ranger?

hell he even looks like Adam...

Doug

[bigFAWKINranger]

Originally posted by stinger7401
oK nix, no smartass comment, i'm holdin it back.....j/k

for one, that sucks, for two i'd price a cab at a junkyard and do that route rather or not insurence pulls through. My bro wrecked his z71 we got estimates for about 2800, got a check and did the work ourselves, had someone paint it and still had like 900 left over. I'd try to go this route. You know though that they're gonna prolly try and pull the bull**** of lift and tire caused the **** to roll so make sure and fight it somehow. Make sure and have a good storry ready and stick with it. Whatever you do don't chop the top. If anything leave it like it is, maybe straighten it a bit and then exo it. Maybe weld the doors shut and pull a dukes of hazard but do put on the exo.

By the way what happend? Do you think it was caused by the swap? And this should have been our first question, are you OK? Did you have you seatbelt on?

Hope everything swings your way.

i talked to the body shop at my dealership- they said the insurance guy would total it almost undoubtedly. i found a COMPLETE, undamaged ranger body, minus the bed, for $1200... i am about $1175 short on funds. they also said FORD does not sell replacement cabs for ANY truck except supercrew F-150s.. basically- i can claim it on my insurance, and risk them totalling it, and telling me it ain't worth chit bc of my mods.
we figure i owe about 10K... insurance might give me around 6K.... then try to sell it back to me for 2K. so i get out with 4K... but they raise my payments and in 2 years i've already payed more than that in increased premiums. i dunno.... i'm still leaning toward 6pt cage no doors and jeep winshield.

i am fine, thanks for axing. i did have my seatbelt on, and walked away with bruising and cuts.. nothing serious. DUKES of HAZZARD setup will not work bud-- the windows are eye level for me... it'd not be so graceful as beau and luke were.

[froader03]

LMAO... I can see it... it'd be like the pepsi truck drivers on that nascar commercial. funny ****.

[bigFAWKINranger]

well i didn't do the exact math- but if austin is right, and my truck is worth $11,750 and i know i owe somewhere in the neighborhood of $12K, then i can't claim it. if they total it, i will be one paymnet short of paying it off and will have no money to buy it back.
hmm.. if i were to get the full value of $11,750, i could buy it back for the 2 or 3K and use the 8-9K to almost pay it off.
is there anyway to know if they will give me bluebook value vs an adjuster's personal appraisal? i'm just worried i'll end up screwed royally. the truck being fooked up does not bother me... body damage large or small is cool. but i've never filed a claim and if they dick me over i'll be without a ride and still have a truck payment to make.

[robertf03]

how close are the older body style ranger cabs to yours? aren't there a bunch at pick and pull?

maybe a chevy luv cab conversion

[bigFAWKINranger]

Originally posted by eight
Have you ever heard of someone not getting a fair value out of insurance for a newish vehicle? Not saying it hasn't happened, but I haven't. Hell, I made $3500 when I ran over a little truck like yours, but I wasn't at fault. The reason the finance companies make you get full coverage insurance is so that if you total it, you have enough money to pay it off. It's your chance to get something back out of the insurance company, they'll be screwing you the rest of your life anyway. Be nice to the adjuster.

i've never heard anything about it. i have ZERO experience with this. i guess i can give em a call tomorrow. if i can get blue book on it, i'll be pretty happy- i'm just concrened that my mods will detract from the adjuster's value on my truck when he cuts me a check.

[Chadnutz]

Why don't you mention the perfect cab and tell them you will do all the work if they foot the bill for the cab and whatever else you need to get it on. Then they only have to pay ~$2000.