Wow! That's terrible! I'm soooo sorry. I remember when you wouldn't let me touch or lean against the car.
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Wow! That's terrible! I'm soooo sorry. I remember when you wouldn't let me touch or lean against the car.
Did he know those things because he was looking at 1992 RS Camaro specs or because he knew what he was talking about? Maybe this won't be so bad after all...?
probably on the specs for the car.Quote:
Originally Posted by bburris
The two insurance adjusters i know, know only the stuff they read in road and track.
I haven't ever spoken to an auto adjuster, we just deal with property people.
I have, they are just as bad.
the RS was available with a v8 then. he's probably just going from his knowledge of more modern RS camarosQuote:
Originally Posted by Snatch Adams
Do you have your Tahoe policy with the same company? Renter's insurance? I bet it will be important for them to make you happy to keep your business. If anybody knows how to get money out of an insurance company it's Scotti and Espearo...I assume you've gotten their input by now. Remember, insurance originally built the 8runner, then paid out bigtime again when it was finally "used up" :)
And like anything, the cooler you are the cooler they will be. Treat the guy like he might not be an idiot and make sure he understands how much the car meant to you and I bet he will do what he can to take care of you.
Do you pay for extra coverage for the improvements? I paid for $5k extra on 8runner after it's final run and Progressive was forced to take this into account when I totaled it. I ended up with $12k and then they let me strip it of all the removable parts as long as I could leave enough parts/mods on it that justified the $12k. I looked into buying it back, but decided that would just be a bad idea in my case since I had already sunk so much money into it.Quote:
Originally Posted by Fredo
I had several at fault claims on 8runner over the years, nothing that totalled it, but each time I had to do the receipt dance. Though it took extra time and had to escalate it to various supervisors, I always came out ahead. Most of the time it was with Progressive. One of these times resulted in a cracked transmission and the V8 swap ensued
On top of all that, in 1999, we had the mother of all claims when my friend was driving and rolled it (on the road). $24k in damages + $2400 in rental and they DID NOT total it because I had over $35k in the vehicle. The soft top and many other mods came as a result of that one.
If you think it would be beneficial, I'd be glad to help out since I have gone through this so many times, just give me a call.
let scotti handle it. he will bicker with them for hours without losing his calm. they'll eventually give you the money to get rid of him.:flipoff2:Quote:
Originally Posted by 8Runner
heh, that posted while I was writing the last message. Eric is right about the other policies thing. One time they were giving me crap over $700. I reminded them I had 3 vehicles with them and had been a customer for xx years and that seemed to push them over the edge.Quote:
Originally Posted by uglyota
The keeping your cool advice is also very important. I was so mad at one evil adjuster lady with one eye (seriously!) that I almost blew up on her, but ended up getting her to escalate it to a supervisor who was much less evil.
p.s. All this talk reminds me, I think it is about time for me to do another big claim. I bet I have almost paid the insurance companies more than they have paid me, and we can't have that. :D
Get them to pay for a big surgery and a couple of ambulance rides...I don't think mine will ever catch up! :gigem:Quote:
Originally Posted by 8Runner
Fred has 4 cars by himself with State Farm.
Fred, I know its been said over and aover etc and everyone is telling you what they think you should do, but get some money out of it. I don't care if you have been paid out 5 times on it. That is why you have it.
Yes, and the camaro and tahoe are on full coverage policies. The adjuster is supposed to come look at it tomorrow morning. So tomorrow or friday will be interesting to see where this goes. I was going to do it last night, but tonight I'll pull the receipt archive and make sure it's all in there.
Yes, I know this seth, but I still have the sneaky suspicion I'm going to get ****ed in this deal. That's kind of the norm for insurance companies in this day and age.Quote:
Originally Posted by Seth
if you keep it are you gonna switch it to collector car insurance...you don't drive it that much (they severely limit miles IIRC) and I think they appraise it before your coverage starts and that's what it's worth if it were to get totaled.
Grayson, at the end of the day, it's still a 1992 camaro. Let's just say this works out and insurance pays to fix it. Or, let's say that they pay me close to what I have in it and I buy it back to fix it. No matter how much I like it or how fast I make it, it's not ever going to be worth ****. Especially if it's got a salvage title. So why even attempt to get collector car insurance?
10 years ago you would have said the same about 1st gens and now a basketcase is worth $12K.
$12k?!??! Dayum, makes me glad I already have one :gigem:Quote:
Originally Posted by BMFScout
sorry that was a typo, I meant 1 to 2000, want to sell it?
Nope :D
Got a call from Wade. Insurance adjuster was out there this morning and wrote it up. $5400 in damage. On to the next chapter in the saga...waiting on a call from the Claim rep.
it's finished? Sweet! ;)Quote:
Originally Posted by Fredo
**** off
when do you expect to hear back from these guys?
Today. Proper ****ed.
Details if you care to give?
What's up with it man? Did they screw you over?
Don't forget that you have all the time you need to argue and nothing's final until you cash the check
I've had a phone conversation with my actual insurance agent and he says he's going to fight for me to get this resolved....but I didn't exactly get the feeling he was on my side. According to what he told me, the claim report states "car is not in show quality condition as stated by customer." That just pissed me off. I kept my cool, but like I said, I think the agent isn't on my side. I'm taking them a copy of the "receipt archive" since apparently they can't find any documentation on the last time we went through something like this. I'm not getting that warm and fuzzy feeling I normally get when dealing with State Farm. I miss our old agent already.
oh crap! how did i miss all this?
i read the build up part and then just have not looked back
"you can rebuild her.... you have the technology"
R:flipoff2:Quote:
Originally Posted by J Cooper
as you can tell i only skipped back to the pictures
:flipoff2:
No ****, it just got three ****ing sign posts wrapped around it as it was going into a ditch... Morons.Quote:
Originally Posted by Fredo
you have pictures of it at a show... apparently it is show quality.
http://i186.photobucket.com/albums/x...stockyards.jpg
It won that show too!
take that state farm!
you really should.
I really should what, Seth?
This is the short version. They apparently sent the claim from the adjuster to the "Total Loss Processing Center" that I got to call today. Apparently they called some number friday that wasn't mine and left a message and was waiting for a call from me. Well, the lady I talked to, who was a total ***** would wouldn't answer any questions informed me that they totalled the car, and established the value at $4450. They gave me the option to buy it back with a salvage title for $250. So if I went that route, I would get a car with a salvage title, then they would cut me a check minus my deductable of $500. Leaving me with a pile of broken and a $3700 check that wouldn't even come close to covering the $5500 worth of damage they wrote up much less what the car is worth. So this prompted a call to my Agent. He called me back around 1:15 today and from the responses I got, he doesn't exactly understand or care what the car is actually worth. I tried informing him that this wasn't a normal 92 camaro and that it, in even stock form is somewhat rare. I mean, they only made 2400 RS convertibles in 1992 for the "25th anniversary edition", and after 16 years, there is probably a lot less than that still on the road, much less as nice of condition as mine is in. I then pointed out that an autotrader online search yielded 5 1992 convertibles for sale in the ENTIRE UNITED STATES. He kind of ignored this and changed the subject, which did nothing but piss me off. He hasn't even seen the car either, picture or otherwise, so that's a little frustrating too. I'm supposed to take him copies of receipts tomorrow, but I doubt it's going to do any good. I think they've pretty much decided to rape my ass on this one.
Oh, by the way, here are the 5 for sale in the US. The first of which looks strangely familiar.
http://www.autotrader.com/fyc/vdp.js...=&cardist=1388
http://www.autotrader.com/fyc/vdp.js...=&cardist=1083
http://www.autotrader.com/fyc/vdp.js...e=&cardist=279
http://www.autotrader.com/fyc/vdp.js...=&cardist=1234
http://www.autotrader.com/fyc/vdp.js...e=&cardist=764